Systems breakdown insurance for the future of your business.

Systems breakdown insurance can help cover the sudden and accidental, physical damage to equipment that requires its repair or replacement. We’ll provide coverage options to help protect your business against a financial disaster.

Does what commercial property insurance cannot.

Commercial property insurance helps protect your business against equipment and machinery being damaged by fire, flood, and other external risks. But, it doesn’t cover risks such as mechanical failure, breakdown, wiring problems, or short circuits.

Coverage for the equipment you rely on every day.

Such breakdowns can bring your business to a grinding halt as you deal with both the cost and time spent repairing or replacing. Systems breakdown insurance typically covers the repair and replacement costs, but make sure to ask and learn more about the option to help help protect against loss of business during the downtime.

Protects everything from machinery to equipment and hardware.

A systems breakdown insurance policy can provide coverage for a variety of equipment used in your business- such as elevators or heating–rather than just the machinery your business uses while manufacturing. Policies usually cover computer equipment, but will only pay out for physical hardware damage rather than software failure or malware.

Fills in the gaps of manufacturer warranties.

It’s worth noting that, while manufacturer warranties may pay for repair costs or provide replacements in some circumstances, they usually aren’t as extensive as with systems breakdown insurance. For example, the warranty might not cover accidental damage from human error, such as overloading electrical circuits. But, systems breakdown insurance (or mechanical breakdown insurance) will cover this type of incident.

Think systems breakdown insurance is right for your business? We can help you find a policy that works best.

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As a collection of independent agencies, we are here to help you find the right Systems Breakdown Insurance coverage.